RIDGEWOOD CONDOMINIUM

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Key facts

Property typeCondo
Tenure999-year Leasehold
TOP1981
Total units464
DeveloperDillingham Land Singapore
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$13,893 /mo

Loan amountS$2,910,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,910,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$25,300 /month

S$13,893 estimated instalment

Your affordability range

S$3,300,000

Buyer value

S$3,880,000

Recommended

S$4,190,000

Comfortable

Buyer stamp duty

S$172,400

Legal fees (est.)

S$3,500

Total cash needed

S$1,145,900

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$25,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area2,002 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,912/psf

May '24May '25Mar '26
Listing psfS$1,938 psf
Project avg psfNot listed
Market sample100 records

Transactions

Mar 2026Sale recordS$2,675,000(1,912 psf)
Feb 2026Sale recordS$4,200,000(2,032 psf)
Nov 2025Sale recordS$4,828,888(2,087 psf)
Nov 2025Sale recordS$3,670,000(1,833 psf)
Nov 2025Sale recordS$4,308,888(2,314 psf)
Oct 2025Sale recordS$4,680,000(2,121 psf)
Recent sale records100
Recent rental records0
Tenure / TOP999-year Leasehold / 1981