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21 Lorong 3 Toa Payoh, Singapore 319581

Key facts

Property typeCondo
Tenure99 Year Leasehold
TOP2011
Total units590
DeveloperChoice Homes Gamma Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,685 /mo

Loan amountS$1,190,816 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools

NS18 BRADDELL MRT STATION
6 min walk
TOA PAYOH MRT STATION
Nearby
SKHENG CHENG SCHOOL
0.1 km
SRAFFLES GIRLS' SCHOOL (SECONDARY)
0.7 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,190,816

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,300 /month

S$5,685 estimated instalment

Your affordability range

S$1,350,000

Buyer value

S$1,830,000

Recommended

S$1,980,000

Comfortable

Buyer stamp duty

S$61,100

Legal fees (est.)

S$3,500

Total cash needed

S$703,784

Eligibility insight

Based on this price, this estimate needs about S$10,300 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area893 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 128 recent records

Transaction PSF

Sept 2026

S$1,901/psf

Project avg S$1,778/psf
Nov '24Nov '25Sept '26

Listing psf

S$2,049 psf

Project avg psf

S$1,778 psf

Market sample

128 records

Transactions

11 Sep 202621 LORONG 3 TOA PAYOH #03-03Condominium · 926 sqft · Resale
S$1,760,000S$1,901 psf
20 Aug 202625 LORONG 3 TOA PAYOH #18-15Condominium · 1,701 sqft · Resale
S$3,500,000S$2,058 psf
14 Aug 202621 LORONG 3 TOA PAYOH #39-03Condominium · 947 sqft · Resale
S$1,788,888S$1,889 psf
29 Jul 202623 LORONG 3 TOA PAYOH #36-11Condominium · 1,270 sqft · Resale
S$2,880,000S$2,267 psf
28 Jul 202621 LORONG 3 TOA PAYOH #33-05Condominium · 1,119 sqft · Resale
S$2,550,000S$2,278 psf
9 Jul 202623 LORONG 3 TOA PAYOH #31-08Condominium · 1,733 sqft · Resale
S$3,501,888S$2,021 psf
Recorded sales1,088
Recent rental records725
Tenure / TOP99 Year Leasehold / 2011