St Michael Regency

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38 Saint Michael's Road, Singapore 328008

Key facts

Property typeCondo
TenureFreehold
TOP2010
Total units49
DeveloperEvan Lim Industrial/Warehousing Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,476 /mo

Loan amountS$1,356,539 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NE10 POTONG PASIR MRT STATION
10 min walk
POTONG PASIR MRT STATION
Nearby
SST ANDREW'S SCHOOL (SECONDARY)
0.6 km
SST. ANDREW'S SECONDARY SCHOOL
0.8 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,356,539

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$11,800 /month

S$6,476 estimated instalment

Your affordability range

S$1,540,000

Buyer value

S$2,750,000

Recommended

S$2,970,000

Comfortable

Buyer stamp duty

S$107,100

Legal fees (est.)

S$3,500

Total cash needed

S$1,504,061

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$11,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 3 bath
Floor area1,238 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 10 recent records

Transaction PSF

Nov 2025

S$1,858/psf

Project avg S$1,461/psf
Apr '22Jan '24Nov '25

Listing psf

S$2,221 psf

Project avg psf

S$1,461 psf

Market sample

10 records

Transactions

Nov 2025Sale recordS$1,720,000(1,858 psf)
Jul 2025Sale recordS$1,508,888(1,630 psf)
Jan 2025Sale recordS$2,130,000(1,706 psf)
Oct 2024Sale recordS$1,928,000(1,558 psf)
Jan 2024Sale recordS$1,825,000(1,474 psf)
Oct 2023Sale recordS$1,780,000(1,426 psf)
Recent sale records10
Recent rental records37
Tenure / TOPFreehold / 2010