THE WATERGARDENS AT CANBERRA

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Sembawang / Yishun (D27)CondoTOP: 2026

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2026
Total units448
DeveloperUOL Group Limited, Singapore Land Group Limited, Kheng Leong Company
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,009 /mo

Loan amountS$839,783 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$839,783

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,300 /month

S$4,009 estimated instalment

Your affordability range

S$950,000

Buyer value

S$1,330,000

Recommended

S$1,440,000

Comfortable

Buyer stamp duty

S$37,800

Legal fees (est.)

S$3,500

Total cash needed

S$531,517

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area753 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,682/psf

Mar '23Jun '25Feb '26
Listing psfS$1,766 psf
Project avg psfS$1,487 psf
Market sample36 records

Transactions

Feb 2026Sale recordS$1,779,975(1,682.25 psf)
Jan 2026Sale recordS$1,486,500(1,708.5 psf)
Dec 2025Sale recordS$1,530,258.667(1,714.667 psf)
Nov 2025Sale recordS$1,632,400(1,749.4 psf)
Oct 2025Sale recordS$1,624,200(1,692.9 psf)
Sept 2025Sale recordS$1,712,857.143(1,751 psf)
Recent sale records36
Recent rental records113
Tenure / TOP99-year Leasehold / 2026
The Watergardens At Canberra Condominium For Sale at $1,330,000 | Homejourney