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20 Handy Road, Singapore 229236

Key facts

Property typeCondo
TenureFreehold
TOP2008
Total units50
DeveloperHandy Investments Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$32,226 /mo

Loan amountS$6,750,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools

NE6 DHOBY GHAUT MRT STATION
2 min walk
SSCHOOL OF THE ARTS, SINGAPORE
0.2 km
SANGLO-CHINESE SCHOOL (JUNIOR)
1.3 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$6,750,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$58,600 /month

S$32,226 estimated instalment

Your affordability range

S$7,650,000

Buyer value

S$9,000,000

Recommended

S$10,740,000

Comfortable

Buyer stamp duty

S$536,240

Legal fees (est.)

S$3,500

Total cash needed

S$2,789,740

Eligibility insight

Based on this price, this estimate needs about S$58,600 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

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Floor plan

Configuration3 bed / 4 bath
Floor area4,000 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 9 recent records

Transaction PSF

May 2025

S$2,513/psf

Project avg S$2,486/psf
Dec '21Apr '23May '25

Listing psf

S$2,250 psf

Project avg psf

S$2,486 psf

Market sample

9 records

Transactions

29 May 202520 HANDY ROAD #08-01Apartment · 474 sqft · Resale
S$1,190,000S$2,513 psf
10 Jan 202520 HANDY ROAD #10-06Apartment · 1,109 sqft · Resale
S$2,880,000S$2,598 psf
26 Dec 202420 HANDY ROAD #08-03Apartment · 1,389 sqft · Resale
S$3,455,000S$2,488 psf
31 Aug 202320 HANDY ROAD #09-07Apartment · 1,152 sqft · Resale
S$2,982,200S$2,589 psf
26 Apr 202320 HANDY ROAD #06-03Apartment · 1,389 sqft · Resale
S$3,430,000S$2,470 psf
11 Aug 202220 HANDY ROAD #07-02Apartment · 1,389 sqft · Resale
S$3,500,000S$2,521 psf
Recorded sales87
Recent rental records139
Tenure / TOPFreehold / 2008