H2O Residences

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FERNVALE LINK SINGAPORE 797534

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2015
Total units521
DeveloperImpac Holdings Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,515 /mo

Loan amountS$1,155,266 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

SW6 Layar LRT Station
Nearby
LAYAR LRT STATION
Nearby
SPEI HWA SECONDARY SCHOOL
0.6 km
SFERN GREEN PRIMARY SCHOOL
0.8 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,155,266

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,000 /month

S$5,515 estimated instalment

Your affordability range

S$1,310,000

Buyer value

S$1,888,000

Recommended

S$2,040,000

Comfortable

Buyer stamp duty

S$64,000

Legal fees (est.)

S$3,500

Total cash needed

S$800,234

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$10,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,195 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 48 recent records

Transaction PSF

Mar 2026

S$1,407/psf

Project avg S$1,289/psf
Jun '24May '25Mar '26

Listing psf

S$1,580 psf

Project avg psf

S$1,289 psf

Market sample

48 records

Transactions

Mar 2026Sale recordS$1,590,000(1,407 psf)
Jan 2026Sale recordS$1,080,000(1,433 psf)
Dec 2025Sale recordS$1,520,000(1,261 psf)
Nov 2025Sale recordS$1,730,000(1,531 psf)
Oct 2025Sale recordS$1,250,000(1,416 psf)
Sept 2025Sale recordS$1,523,333.333(1,493.333 psf)
Recent sale records48
Recent rental records476
Tenure / TOP99-year Leasehold / 2015