ONE ST MICHAEL'S

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Key facts

Property typeCondo
TenureFreehold
TOP2010
Total units131
DeveloperFCL Lodge Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,773 /mo

Loan amountS$1,837,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,837,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$16,000 /month

S$8,773 estimated instalment

Your affordability range

S$2,080,000

Buyer value

S$2,450,000

Recommended

S$2,650,000

Comfortable

Buyer stamp duty

S$92,100

Legal fees (est.)

S$3,500

Total cash needed

S$708,100

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$16,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,249 sqft
LayoutRequest from agent

Price trend

Jun 2026

S$5,200/mo

Aug '24May '25Jun '26
Listing psfS$1,962 psf
Project avg psfNot listed
Market sample150 records

Transactions

Jun 20263 BR · 1200-1300 · ST. MICHAEL'S ROADS$5,200
Apr 20263 BR · 1100-1200 · ST. MICHAEL'S ROADS$4,600
Apr 20262 BR · 900-1000 · ST. MICHAEL'S ROADS$2,500
Mar 20263 BR · 1100-1200 · ST. MICHAEL'S ROADS$5,050
Dec 20253 BR · 1200-1300 · ST. MICHAEL'S ROADS$5,000
Dec 20254 BR · 1300-1400 · ST. MICHAEL'S ROADS$6,200
Recent sale records0
Recent rental records150
Tenure / TOPFreehold / 2010