RIDGEWOOD CONDOMINIUM

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Key facts

Property typeCondo
Tenure999-year Leasehold
TOP1981
Total units464
DeveloperDillingham Land Singapore
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$19,693 /mo

Loan amountS$4,124,999 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$4,124,999

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$35,800 /month

S$19,693 estimated instalment

Your affordability range

S$4,670,000

Buyer value

S$5,499,999

Recommended

S$5,940,000

Comfortable

Buyer stamp duty

S$269,599

Legal fees (est.)

S$3,500

Total cash needed

S$1,648,099

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$35,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 2 bath
Floor area3,550 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$1,979/psf

Oct '23Nov '24Jan '26
Listing psfS$1,549 psf
Project avg psfNot listed
Market sample100 records

Transactions

Jan 2026Sale recordS$3,800,000(2,077 psf)
Jan 2026Sale recordS$8,700,000(1,938 psf)
Jan 2026Sale recordS$3,950,000(1,921 psf)
Oct 2025Sale recordS$4,388,889(2,501 psf)
Oct 2025Sale recordS$4,850,000(1,700 psf)
Oct 2025Sale recordS$6,000,000(1,736 psf)
Recent sale records100
Recent rental records0
Tenure / TOP999-year Leasehold / 1981