Sin Ming Plaza

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Ang Mo Kio / Bishan / Thomson (D20)CondoTOP 1992

4 Sin Ming Road, Singapore 575584

Key facts

Property typeCondo
TenureFreehold
TOP1992
Total units102
DeveloperFar East Organization
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,585 /mo

Loan amountS$1,588,724 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools

TE8 UPPER THOMSON MRT STATION
5 min walk
MARYMOUNT MRT STATION
Nearby
SWHITLEY SECONDARY SCHOOL
0.8 km
SCATHOLIC HIGH SCHOOL
1.0 km
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,588,724

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$13,800 /month

S$7,585 estimated instalment

Your affordability range

S$1,800,000

Buyer value

S$2,980,000

Recommended

S$3,220,000

Comfortable

Buyer stamp duty

S$118,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,513,376

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$13,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area1,442 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 20 recent records

Transaction PSF

Apr 2026

S$1,976/psf

Project avg S$1,469/psf
Nov '21Jan '24Apr '26

Listing psf

S$2,067 psf

Project avg psf

S$1,469 psf

Market sample

20 records

Transactions

30 Apr 20264 SIN MING ROAD #04-03Apartment · 1,442 sqft · Resale
S$2,850,000S$1,976 psf
24 Oct 20256 SIN MING ROAD #02-04Apartment · 1,604 sqft · Resale
S$2,828,000S$1,763 psf
5 Aug 20254 SIN MING ROAD #06-02Apartment · 1,475 sqft · Resale
S$2,420,000S$1,641 psf
23 Jul 20252 SIN MING ROAD #04-04Apartment · 1,475 sqft · Resale
S$2,370,000S$1,607 psf
3 Apr 20256 SIN MING ROAD #03-15Apartment · 1,518 sqft · Resale
S$2,850,000S$1,878 psf
17 Mar 20256 SIN MING ROAD #04-01Apartment · 2,196 sqft · Resale
S$3,500,000S$1,594 psf
Recorded sales148
Recent rental records106
Tenure / TOPFreehold / 1992