KINGSFORD WATERBAY

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2018

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2018
Total units1,165
DeveloperKingsford Property Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,154 /mo

Loan amountS$660,559 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$660,559

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,700 /month

S$3,154 estimated instalment

Your affordability range

S$750,000

Buyer value

S$900,000

Recommended

S$970,000

Comfortable

Buyer stamp duty

S$21,600

Legal fees (est.)

S$3,500

Total cash needed

S$264,541

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 1 bath
Floor area635 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,537/psf

Oct '24Jul '25Mar '26
Listing psfS$1,417 psf
Project avg psfS$1,387 psf
Market sample56 records

Transactions

Mar 2026Sale recordS$895,444(1,537 psf)
Feb 2026Sale recordS$1,298,592(1,513.333 psf)
Jan 2026Sale recordS$826,000(1,502.667 psf)
Dec 2025Sale recordS$1,050,984(1,463.143 psf)
Nov 2025Sale recordS$1,490,000(1,457 psf)
Oct 2025Sale recordS$996,666.667(1,472.333 psf)
Recent sale records56
Recent rental records1000
Tenure / TOP99-year Leasehold / 2018
Kingsford Waterbay Condominium For Sale at $900,000 | Homejourney