KINGSFORD WATERBAY

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2018

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2018
Total units1,165
DeveloperKingsford Property Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,578 /mo

Loan amountS$540,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$540,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$4,700 /month

S$2,578 estimated instalment

Your affordability range

S$610,000

Buyer value

S$720,000

Recommended

S$780,000

Comfortable

Buyer stamp duty

S$16,200

Legal fees (est.)

S$3,500

Total cash needed

S$199,700

Kai insight

Based on this price, the Singpass-style estimate needs about S$4,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 1 bath
Floor area484 sqft
LayoutRequest from agent

Price trend

May 2026

S$2,525/mo

Dec '24Sept '25May '26
Listing psfS$1,488 psf
Project avg psfNot listed
Market sample1000 records

Transactions

May 20261 BR · 400-500 · UPPER SERANGOON VIEWS$2,500
May 20261 BR · 400-500 · UPPER SERANGOON VIEWS$2,550
Apr 20263 BR · 800-900 · UPPER SERANGOON VIEWS$3,600
Apr 20263 BR · 800-900 · UPPER SERANGOON VIEWS$3,700
Apr 20262 BR · 600-700 · UPPER SERANGOON VIEWS$3,050
Apr 20261 BR · 400-500 · UPPER SERANGOON VIEWS$2,500
Recent sale records0
Recent rental records1000
Tenure / TOP99-year Leasehold / 2018