THE WATERLINE

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2013

Key facts

Property typeCondo
TenureFreehold
TOP2013
Total units103
DeveloperWaterline Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$9,380 /mo

Loan amountS$1,964,734 (75%)
Stress rate4.00%
Loan tenure30 years
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MRT & Schools(within 1km)

CR9 Serangoon North MRT Station
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,964,734

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$17,100 /month

S$9,380 estimated instalment

Your affordability range

S$2,230,000

Buyer value

S$2,799,000

Recommended

S$3,020,000

Comfortable

Buyer stamp duty

S$109,550

Legal fees (est.)

S$3,500

Total cash needed

S$947,316

Kai insight

Based on this price, the Singpass-style estimate needs about S$17,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area2,045 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$1,456/psf

Aug '21Apr '23Dec '25
Listing psfS$1,369 psf
Project avg psfS$1,281 psf
Market sample18 records

Transactions

Dec 2025Sale recordS$1,708,000(1,456 psf)
Oct 2025Sale recordS$1,716,944(1,470.5 psf)
Jun 2025Sale recordS$1,400,000(1,586 psf)
May 2025Sale recordS$1,275,000(1,445 psf)
Oct 2024Sale recordS$720,000(1,394 psf)
Aug 2024Sale recordS$1,646,500(1,291.5 psf)
Recent sale records18
Recent rental records110
Tenure / TOPFreehold / 2013