THE WATERLINE

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2013

Key facts

Property typeCondo
TenureFreehold
TOP2013
Total units103
DeveloperWaterline Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,581 /mo

Loan amountS$750,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

CR9 Serangoon North MRT Station
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$750,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,500 /month

S$3,581 estimated instalment

Your affordability range

S$850,000

Buyer value

S$1,000,000

Recommended

S$1,080,000

Comfortable

Buyer stamp duty

S$24,600

Legal fees (est.)

S$3,500

Total cash needed

S$278,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area829 sqft
LayoutRequest from agent

Price trend

May 2026

S$2,800/mo

Jul '24Jul '25May '26
Listing psfS$1,206 psf
Project avg psfNot listed
Market sample110 records

Transactions

May 20261 BR · 700-800 · POH HUAT ROAD WESTS$2,800
Apr 20263 BR · 1100-1200 · POH HUAT ROAD WESTS$3,850
Apr 20262 BR · 1400-1500 · POH HUAT ROAD WESTS$3,700
Apr 20264 BR · >3000 · POH HUAT ROAD WESTS$6,800
Mar 20261 BR · 500-600 · POH HUAT ROAD WESTS$2,700
Mar 20261 BR · 500-600 · POH HUAT ROAD WESTS$2,600
Recent sale records0
Recent rental records110
Tenure / TOPFreehold / 2013