SPOTTISWOODE 18

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Key facts

Property typeCondo
TenureFreehold
TOP2015
Total units251
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,112 /mo

Loan amountS$651,840 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$651,840

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,700 /month

S$3,112 estimated instalment

Your affordability range

S$740,000

Buyer value

S$999,000

Recommended

S$1,080,000

Comfortable

Buyer stamp duty

S$24,570

Legal fees (est.)

S$3,500

Total cash needed

S$375,230

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$5,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area388 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$2,479/psf

May '23Aug '24Mar '26
Listing psfS$2,575 psf
Project avg psfS$2,240 psf
Market sample33 records

Transactions

Mar 2026Sale recordS$1,272,500(2,479 psf)
Nov 2025Sale recordS$1,188,000(2,348 psf)
Sept 2025Sale recordS$900,000(2,323 psf)
Aug 2025Sale recordS$1,530,000(2,330 psf)
Apr 2025Sale recordS$905,944(2,338 psf)
Mar 2025Sale recordS$930,000(2,400 psf)
Recent sale records33
Recent rental records739
Tenure / TOPFreehold / 2015