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Balestier / Toa Payoh (D12)CondoTOP: 2012

Key facts

Property typeCondo
Tenure999-year Leasehold
TOP2012
Total units212
DeveloperSt Michael's Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,382 /mo

Loan amountS$708,354 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$708,354

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,100 /month

S$3,382 estimated instalment

Your affordability range

S$800,000

Buyer value

S$1,000,000

Recommended

S$1,080,000

Comfortable

Buyer stamp duty

S$24,600

Legal fees (est.)

S$3,500

Total cash needed

S$319,746

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,100 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration1 bed / 2 bath
Floor area667 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$1,555/psf

Nov '22May '24Oct '25
Listing psfS$1,499 psf
Project avg psfS$1,416 psf
Market sample27 records

Transactions

Oct 2025Sale recordS$1,038,000(1,555 psf)
Sept 2025Sale recordS$1,616,666.667(1,557 psf)
Aug 2025Sale recordS$1,850,000(1,669 psf)
Jul 2025Sale recordS$1,451,666.667(1,517.667 psf)
Apr 2025Sale recordS$1,396,000(1,563 psf)
Dec 2024Sale recordS$1,710,000(1,589 psf)
Recent sale records27
Recent rental records296
Tenure / TOP999-year Leasehold / 2012