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Balestier / Toa Payoh (D12)CondoTOP: 2012

Key facts

Property typeCondo
Tenure999-year Leasehold
TOP2012
Total units212
DeveloperSt Michael's Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,581 /mo

Loan amountS$750,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$750,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,500 /month

S$3,581 estimated instalment

Your affordability range

S$850,000

Buyer value

S$1,000,000

Recommended

S$1,080,000

Comfortable

Buyer stamp duty

S$24,600

Legal fees (est.)

S$3,500

Total cash needed

S$278,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area667 sqft
LayoutRequest from agent

Price trend

May 2026

S$3,900/mo

Dec '24Sept '25May '26
Listing psfS$1,499 psf
Project avg psfNot listed
Market sample296 records

Transactions

May 20261 BR · 600-700 · MAR THOMA ROADS$3,300
May 20263 BR · 1100-1200 · MAR THOMA ROADS$4,500
Apr 20263 BR · 1100-1200 · MAR THOMA ROADS$4,300
Apr 20262 BR · 900-1000 · MAR THOMA ROADS$3,600
Mar 20262 BR · 900-1000 · MAR THOMA ROADS$3,900
Mar 20262 BR · 800-900 · MAR THOMA ROADS$3,600
Recent sale records0
Recent rental records296
Tenure / TOP999-year Leasehold / 2012