URBAN LOFTS

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Key facts

Property typeCondo
TenureFreehold
TOP2011
Total units50
DeveloperAscender Capital Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,765 /mo

Loan amountS$579,180 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$579,180

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,000 /month

S$2,765 estimated instalment

Your affordability range

S$660,000

Buyer value

S$850,000

Recommended

S$920,000

Comfortable

Buyer stamp duty

S$20,100

Legal fees (est.)

S$3,500

Total cash needed

S$294,420

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area560 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$1,594/psf

Oct '21Feb '23Oct '25
Listing psfS$1,518 psf
Project avg psfS$1,379 psf
Market sample10 records

Transactions

Oct 2025Sale recordS$1,338,000(1,594 psf)
Dec 2024Sale recordS$680,000(1,620 psf)
Sept 2023Sale recordS$1,050,000(1,355 psf)
May 2023Sale recordS$928,000(1,232 psf)
Feb 2023Sale recordS$911,000(1,209 psf)
Jan 2023Sale recordS$790,000(1,453.5 psf)
Recent sale records10
Recent rental records158
Tenure / TOPFreehold / 2011