The Topiary

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21 Fernvale Lane, Singapore 797500

Key facts

Property typeCondo
Tenure103 Year Leasehold
TOP2016
Total units700
DeveloperPeak Living Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,979 /mo

Loan amountS$1,042,956 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools

SW5 Fernvale LRT Station
Nearby
FERNVALE LRT STATION
Nearby
SFERNVALE PRIMARY SCHOOL
0.4 km
SSENGKANG GREEN PRIMARY SCHOOL
0.6 km
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4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,042,956

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,100 /month

S$4,979 estimated instalment

Your affordability range

S$1,180,000

Buyer value

S$1,820,000

Recommended

S$1,970,000

Comfortable

Buyer stamp duty

S$60,600

Legal fees (est.)

S$3,500

Total cash needed

S$841,144

Eligibility insight

Based on this price, this estimate needs about S$9,100 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,044 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 275 recent records

Transaction PSF

Sept 2026

S$1,450/psf

Project avg S$1,332/psf
Apr '25Jan '26Sept '26

Listing psf

S$1,743 psf

Project avg psf

S$1,332 psf

Market sample

275 records

Transactions

15 Sep 202613 FERNVALE LANE #16-07Executive Condominium · 915 sqft · Resale
S$1,410,000S$1,541 psf
10 Sep 202615 FERNVALE LANE #03-14Executive Condominium · 1,389 sqft · Resale
S$1,858,888S$1,339 psf
7 Sep 202613 FERNVALE LANE #03-08Executive Condominium · 1,259 sqft · Resale
S$1,850,000S$1,469 psf
18 Aug 202623 FERNVALE LANE #11-30Executive Condominium · 1,055 sqft · Resale
S$1,725,000S$1,635 psf
6 Aug 202613 FERNVALE LANE #05-10Executive Condominium · 753 sqft · Resale
S$1,150,000S$1,526 psf
24 Jul 202611 FERNVALE LANE #04-02Executive Condominium · 1,087 sqft · Resale
S$1,610,000S$1,481 psf
Recorded sales1,126
Recent rental records209
Tenure / TOP103 Year Leasehold / 2016