Key facts

Property typeCondo

Tenure99 Year Leasehold

TOP2019

Total units578

DeveloperGem Homes Pte Ltd

Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,824 /mo

Loan amountS$1,848,376 (75%)

Stress rate4.00%

Loan tenure30 years

See financing eligibility

MRT & Schools

NS19 TOA PAYOH MRT STATION

12 min walk

BRADDELL MRT STATION

Nearby

SPEI CHUN PUBLIC SCHOOL

0.2 km

SFIRST TOA PAYOH PRIMARY SCHOOL

0.5 km

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4 portals

PropertyGuru 99.co SRX EdgeProp

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,848,376

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$16,000 /month

S$8,824 estimated instalment

Your affordability range

S$2,090,000

Buyer value

S$2,888,888

Recommended

S$3,120,000

Comfortable

Buyer stamp duty

S$114,044

Legal fees (est.)

S$3,500

Total cash needed

S$1,158,056

Eligibility insight

Based on this price, this estimate needs about S$16,000 monthly income before existing loan commitments.

Explore loan options

Estimate works back from the listing price with MSR/TDSR limits, maximum LTV, and a 4% stress rate. Final approval depends on your verified income, existing loans, and lender assessment.

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Floor plan

Configuration5 bed / 3 bath

Floor area1,313 sqft

LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 184 recent records

Transaction PSF

Aug 2026

S$1,997/psf

Feb '25Dec '25Aug '26

Listing psf

S$2,200 psf

Project avg psf

S$1,877 psf

Market sample

184 records

Transactions

13 Aug 20261 LORONG 5 TOA PAYOH #02-02Condominium · 678 sqft · Resale

S$1,285,000S$1,895 psf

13 Aug 20263 LORONG 5 TOA PAYOH #13-16Condominium · 947 sqft · Resale

S$2,068,000S$2,183 psf

12 Aug 20261 LORONG 5 TOA PAYOH #18-05Condominium · 570 sqft · Resale

S$1,150,000S$2,016 psf

7 Aug 20261 LORONG 5 TOA PAYOH #06-05Condominium · 570 sqft · Resale

S$1,080,000S$1,893 psf

30 Jul 20261 LORONG 5 TOA PAYOH #35-02Condominium · 678 sqft · Resale

S$1,435,000S$2,116 psf

27 Jul 20263 LORONG 5 TOA PAYOH #22-10Condominium · 678 sqft · Resale

S$1,360,000S$2,006 psf

Recorded sales797

Recent rental records1000

Tenure / TOP99 Year Leasehold / 2019