520 Serangoon North Avenue 4 HDB Price Trends and Resale Analysis
Block 520 Serangoon North Avenue 4 features executive HDB flats with recent resale prices ranging from $880,000 to $1,080,000, showing an upward trend in values over the past three years.[3][4] Homejourney provides verified data and analysis to help you make confident decisions on 520 Serangoon North Avenue 4 HDB Price Trends and Resale Analysis, prioritizing your safety and trust in every transaction.
This cluster article dives into specific resale insights for Block 520, linking back to our comprehensive 520 Serangoon North Avenue 4 HDB For Sale: Ultimate Serangoon Resale Guide 520 Serangoon North Avenue 4 HDB For Sale: Ultimate Serangoon Resale Guide | Hom... . Serangoon's mature estate offers excellent connectivity and amenities, making it ideal for families and upgraders.
Property Overview: Block 520 Serangoon North Avenue 4
Completed in 1992, Block 520 at Serangoon North Avenue 4 (S)550520 houses 72 executive flats, including maisonettes (147-156 sqm) and apartments (149 sqm), with a remaining lease of about 74 years.[3] High floors reach up to 9 storeys, and many units benefit from Home Improvement Programme (HIP) upgrades for better lifts and facilities.
Serangoon is a beloved north-eastern town with Nex mall, Serangoon Gardens eateries, and parks like Serangoon North Playground nearby. Insider tip: Units here offer unblocked views towards greenery, perfect for families seeking space without city hustle.
Available Flats for Sale and Price Expectations
Executive flats dominate listings at Block 520, with current resale expectations around $1,000,000 to $1,080,000 based on recent sales.[3][7] High-floor units (7-9 storeys) command premiums, like the $1,060,000 transaction in Feb 2025 at $7,114 psf.[3] Nearby blocks show 5-room sales at $3,000-$3,900 psf, but Block 520 focuses on executives.[1]
- Executive Maisonette (147 sqm): $938,000-$1,058,000 (mid floors preferred)
- Executive Apartment (149 sqm): $1,060,000+ (top floors, unblocked)
View HDB resale flats for sale near 520 Serangoon North Avenue 4 on Homejourney for verified listings. Prices may vary; always check remaining lease for CPF usage (min 20 years required).[3]
Why Buy at 520 Serangoon North Avenue 4
This block shines with proximity to Serangoon MRT (10-min walk, Nex CC exit), Kovan MRT, and bus stops. Amenities include Serangoon Garden Way hawker centre (5-min walk), NTUC FairPrice (300m), and Zhonghua Primary School (within 1km for Phase 2A balloting).[2]
Transport: LTA buses along Avenue 4 connect to CBD in 20 mins. Community vibe is family-friendly, with low crime rates per official stats. Homejourney verifies estate quality to ensure your safe move.
HDB Resale Price Analysis for Block 520
Recent transactions at Block 520 show upward momentum: Dec 2025 $1,080,000 (highest), May 2025 $1,058,000, Feb 2025 $1,060,000, all executives at $7,000+ psf.[3] Earlier sales: Sep 2024 $880,000 ($5,986 psf), Jun 2024 $938,000.[4] Serangoon North Avenue 4 averages $600-$750 psf for executives nearby.[2]
Trends: Prices trended up over 3 years, driven by location demand; volume stable with 3 sales Feb 2025-Jan 2026 ($1,058,000-$1,080,000).[2][3] Compare to town median: Serangoon executives ~$650 psf.[1] Factors: High floors +10-15%, lease decay minimal at 74 years, unblocked views boost value.
| Date | Price | Size (sqm) | PSF | Storey |
|---|---|---|---|---|
| Dec 2025 | $1,080,000 | 147-156 | $7,197 | 04-06 |
| May 2025 | $1,058,000 | 147 | $7,197 | 04-06 |
| Feb 2025 | $1,060,000 | 149 | $7,114 | 07-09 |
| Sep 2024 | $880,000 | 147 | $5,986 | 01-03 |
*Data from official resale records; actual prices fluctuate. Disclaimer: Past performance not indicative of future; consult HDB.gov.sg.[1][3][4]
HDB Buyer Eligibility and Grants
Singapore Citizens (SC), SC+PR, or PR+PR (after 3 years PR) can buy resale HDB. No income ceiling unlike BTO; family nucleus required. Singles 35+ for 2-room Flexi only. Check Ethnic Integration Policy (EIP) and SPR quotas for Block 520 via HDB portal.
Grants (2026 rates, HDB.gov.sg):
- CPF Housing Grant: Up to $80,000 (first-timers)
- Enhanced CPF Housing Grant: Up to $80,000 (income-based, max $18,000 household)
- Proximity Housing Grant: $30,000 (near parents/children)
- Multifamily Grant: Up to $95,000 for larger families
Total up to $190,000 possible, reducing cash outlay significantly.
Financing Your Purchase
HDB loan: 80% LTV, 2.6% interest (income <$14,000), min 5% cash downpayment. Bank loan: 75% LTV, variable ~3-4%, 25% down (5% cash). Use CPF Ordinary Account for balance.
Example for $1,050,000 executive (30-year HDB loan): ~$4,500/month. Check your HDB loan eligibility and monthly payments on Homejourney. Post-purchase, explore Aircon Services for maintenance.
Step-by-Step HDB Resale Buying Process
- Check Eligibility: Use HDB HFE letter (free, valid 3 months).
- Search & Negotiate: Browse Homejourney property search.
- Exercise OTP: Pay $1,000-$2,000 option fee (3 weeks validity).
- Submit Resale Application: HDB approves in 4-5 weeks.
- Complete Sale: 8-12 weeks total; key collection.
Documents: NRIC, income proof, grant letters. Schedule a viewing with an HDB specialist agent on Homejourney.
FAQ: 520 Serangoon North Avenue 4 HDB Queries
What are current flat prices at 520 Serangoon North Avenue 4?
Executive resales range $1M-$1.08M, with psf $7,000+ for recent high-floor units.[3]
Is Block 520 near schools and MRT?
Yes, Zhonghua Primary (1km), Serangoon MRT (10-min walk).[2]
Can I use grants for resale here?
First-timers eligible up to $190,000; check HFE on HDB.gov.sg.
How do prices trend in Serangoon North Avenue 4?
Upward for executives; Block 520 sales up 20% since 2023.[3]
What's the remaining lease?
~74 years from 1992; sufficient for full CPF usage.[3]
Ready to buy in Serangoon? Start with Homejourney's verified listings for a safe, transparent journey home.
