187 Bishan Street 13 Flat Types & Facilities: Homejourney's Complete Guide

187 Bishan Street 13: Flat Types and Facilities Overview

Block 187 Bishan Street 13 is a mature HDB development in the heart of Bishan Estate, comprising Executive (3-room) units with a total floor area of approximately 1,582 sqft (146 sqm) per unit.[1][4] Completed in 1986, this block represents the premium end of HDB housing, offering spacious layouts ideal for growing families and professionals seeking quality public housing in a well-established neighbourhood. The block features 11 storeys with units distributed across multiple levels, providing residents with varied views and natural lighting options.[4]

At Homejourney, we understand that choosing the right HDB flat requires detailed knowledge of available unit types, their specifications, and the facilities that support daily living. This guide provides verified information to help you make confident decisions about 187 Bishan Street 13.

Understanding Executive Flat Types at Block 187

Executive flats (also called 3-room Executive units) are the sole flat type available at 187 Bishan Street 13.[1][5] These units are designed for families seeking more spacious accommodation than standard 3-room flats, with approximately 1,582 sqft of living space.[1] The Executive designation indicates premium construction quality, larger rooms, and enhanced finishes compared to standard HDB units of the same bedroom count.

Typical Executive Flat Layout

Executive units at Block 187 typically feature:

3 Bedrooms – Master bedroom and two secondary bedrooms
2 Bathrooms – Master ensuite and common bathroom
Living and Dining Area – Open-plan design for modern family living
Kitchen – Fitted kitchen with storage and ventilation
Balcony – Outdoor space for laundry and relaxation
Total Area – Approximately 1,582 sqft (146 sqm)

The apartment-style floor plan at Block 187 provides excellent flow between living spaces, making these units particularly attractive to families with children or those working from home.

Flat Model and Construction Quality

Block 187's Executive units follow the Apartment flat model, which emphasizes structural quality and durability.[7] This model includes reinforced concrete construction, standardized electrical and plumbing systems, and design features that have proven reliable over decades. As a 1986-completed block, these flats have demonstrated excellent longevity, with many units undergoing selective renovations while maintaining structural integrity.

Floor Levels and Unit Distribution

Block 187 extends to 11 storeys, with units distributed across multiple levels.[4] The block layout typically includes:

Lower Floors (1-3) – Ground-level convenience with potential noise from common areas
Mid Floors (4-9) – Popular choice balancing accessibility and privacy, with good natural light
Upper Floors (10-11) – Premium positioning with enhanced views and reduced noise

Recent resale transactions show that mid-floor units (levels 4-9) command strong market interest, with prices ranging from $1,398,888 to $1,438,888 as of early 2026.[6] Upper-floor units typically attract a modest premium due to enhanced views and reduced ambient noise from the estate.

Facilities and Amenities Within Block 187

While Block 187 itself is a residential building, the broader Bishan Estate provides comprehensive facilities for residents. The estate features multiple community spaces, recreational areas, and support services designed to enhance quality of life.

Community and Recreational Facilities

Bishan Estate residents enjoy access to:

Bishan-Ang Mo Kio Park – One of Singapore's largest parks, featuring jogging tracks, cycling paths, and natural landscapes just minutes from Block 187
Community Clubs – Bishan Community Club offers sports facilities, classes, and social activities for residents of all ages
Fitness Corners – Multiple outdoor exercise stations throughout the estate
Playgrounds – Family-friendly play areas for children
Basketball and Badminton Courts – Sports facilities available for resident use

Daily Living Facilities

The neighbourhood surrounding Block 187 provides essential services within walking distance:

Hawker Centres – Multiple hawker centres serve the Bishan precinct with diverse food options
Supermarkets and Wet Markets – NTUC FairPrice and other supermarkets nearby for grocery shopping
Polyclinics – Bishan Polyclinic provides affordable healthcare services
Libraries – Bishan Public Library offers community resources and programmes
Schools – Multiple primary and secondary schools within the estate

Transport and Accessibility from Block 187

Bishan MRT Station (Circle Line) is the nearest transport hub, approximately 800-1,000 metres (10-12 minute walk) from Block 187.[4] This central location provides excellent connectivity across Singapore:

Direct Circle Line Access – Connects to Dhoby Ghaut, Orchard, and Marina Bay areas
Interchange Options – Transfer to North-South Line at Bishan for expedited travel to CBD and Changi Airport
Bus Services – Multiple bus routes serve the Bishan precinct, including express services to major business districts
Cycling Infrastructure – Park Connector Network links Bishan-Ang Mo Kio Park to wider cycling routes across Singapore

Commute times from Block 187 to major destinations are competitive: approximately 20-25 minutes to Orchard, 30-35 minutes to Changi Airport, and 15-20 minutes to the CBD via MRT.

Neighbourhood Character and Living Environment

Bishan is one of Singapore's most established and sought-after HDB towns, known for its mature landscaping, excellent schools, and strong community spirit. Block 187's location on Bishan Street 13 places residents in a quiet, residential precinct away from major traffic corridors while maintaining convenient access to all estate amenities.

Estate Maintenance and Upgrading

As a mature estate, Bishan benefits from ongoing town council maintenance and selective upgrading programmes. Block 187, completed in 1986, has a remaining lease of approximately 60 years (as of 2026), which remains attractive for HDB financing and resale purposes.[6] The block's solid construction quality and strategic location have helped it maintain strong market appeal despite its age.

Recent Resale Prices and Market Context

Block 187 Executive units command strong resale prices reflecting their size and location. Recent transaction data shows:

January 2026 – $1,398,888 (mid-floor unit, 60-year remaining lease)
October 2025 – $1,438,888 (lower-floor unit, 60-year remaining lease)
December 2024 – $1,322,000 (mid-floor unit, 61-year remaining lease)
May 2024 – $1,305,000 (upper-floor unit, 61-year remaining lease)

These prices translate to approximately $9,500-$9,900 per square foot, positioning Block 187 competitively within the Bishan Executive segment.[6] Rental yields for investors are also attractive, with recent rentals ranging from $4,200-$4,450 monthly for Executive units.[6]

Key HDB Regulations Affecting Block 187 Purchases

Understanding HDB-specific rules is essential when considering 187 Bishan Street 13. Homejourney prioritizes transparency to help you make informed decisions:

Minimum Occupation Period (MOP)

The 5-year Minimum Occupation Period applies to all HDB resale purchases. You cannot sell or rent out your entire flat before completing 5 years of occupation. This regulation protects the HDB market's stability and ensures housing is used for genuine residential purposes.

Remaining Lease Considerations

Block 187's 99-year lease began in 1986, leaving approximately 60 years remaining as of 2026.[6] This remaining lease significantly impacts:

HDB Loan Eligibility – HDB grants loans up to 30 years or 80% of the remaining lease, whichever is shorter
Bank Financing – Private banks may impose stricter conditions as remaining lease decreases
CPF Usage – CPF Board allows withdrawal for flats with at least 30 years remaining lease at purchase
Resale Value – Flats with shorter remaining leases typically command lower prices

Ethnic Integration Policy (EIP)

Block 187, like all HDB blocks, is subject to EIP quotas. These quotas limit the proportion of units that can be owned by residents of any single ethnic group, ensuring diverse, integrated communities. When purchasing, ensure the block's ethnic composition allows your application to proceed smoothly.

Financing Your Purchase at Block 187

Several financing options are available for HDB purchases, each with distinct advantages:

HDB Housing Loan

HDB loans offer the most attractive rates for HDB purchases, typically lower than private bank rates. Key features include:

Interest Rate – Currently fixed at 2.6% per annum (subject to change)
Loan Tenure – Up to 30 years or 80% of remaining lease, whichever is shorter
Eligibility – Income ceiling of $14,000/month for couples, $7,000/month for singles
CPF Usage – Can use CPF Ordinary Account for down payment and monthly instalments

For a $1,400,000 purchase with 20% down payment ($280,000) and 25-year tenure, monthly instalments would be approximately $4,500-$4,800 (excluding CPF contributions).

CPF Housing Grants

First-time buyers may qualify for housing grants:

CPF Housing Grant – Up to $80,000 for first-time buyers (income-dependent)
Enhanced CPF Housing Grant – Additional support for lower-income families
Proximity Housing Grant – Available if buying near parents or adult children

These grants reduce the cash down payment required, improving affordability for eligible buyers. Use Homejourney's Bank Rates to calculate your estimated monthly payments based on your specific financial situation.

Resale Process and Timeline

Purchasing a resale HDB flat like those at Block 187 involves several steps:

Property Search and Viewing – Browse available units at 187 Bishan Street 13 on Homejourney's Property Search to compare listings and arrange viewings
Offer and Negotiation – Submit an offer; cash-over-valuation (COV) is common in Bishan's competitive market
Option to Purchase (OTP) – Seller grants you option to purchase; typically 21 days to exercise
HDB Valuation – HDB conducts official valuation; financing is based on this amount
Loan Application – Apply for HDB or bank loan; approval typically takes 2-3 weeks
Legal Documentation – Conveyancing lawyer prepares and reviews documents
Completion – Final payment, keys handover; typically 8-12 weeks from OTP exercise

Homejourney's agent network can guide you through this process, ensuring transparency and protecting your interests at each stage.

Renovation and Customization Considerations

Block 187's Executive units offer excellent renovation potential. Many units retain original 1986-era finishes, presenting opportunities for modernization. Key considerations:

HDB Approval Required – Major renovations need HDB approval before commencing
Common Renovation Upgrades – Kitchen modernization, bathroom refurbishment, flooring replacement, and electrical system upgrades are popular choices
Budget Planning – Typical renovations for Executive units range from $40,000-$80,000 depending on scope
Maintenance Services – Homejourney's Aircon Services and other property maintenance partners can assist with post-renovation upkeep

Comparing Block 187 with Other Bishan Options

Bishan Street 13 hosts multiple blocks, each with distinct characteristics. Block 187's Executive-only composition differentiates it from blocks offering mixed flat types. The 1986 completion date places it in the mature segment, offering established neighbourhoods versus newer developments' modern finishes. For comprehensive market analysis and price trends, refer to Homejourney's 187 Bishan Street 13 HDB Price Trends & Analysis | Homejourney for detailed trend analysis.