445 SIN MING AVENUE

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SIN MING AVENUE SINGAPORE 570445HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,222 /mo

Loan amountS$1,178,813 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,178,813

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$20,700 /month

S$6,222 estimated instalment

Your affordability range

S$1,250,000

Buyer value

S$1,588,888

Recommended

S$1,720,000

Comfortable

Buyer stamp duty

S$49,044

Legal fees (est.)

S$3,500

Total cash needed

S$462,619

Kai insight

Based on this price, the Singpass-style estimate needs about S$20,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 2 bath
Floor area2,013 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$676/psf

Feb '25Nov '25Jul '26
Listing psfS$789 psf
Project avg psfS$732 psf
Market sample100 records

Transactions

Jul 20264 ROOM · 10 TO 12S$750,000(676 psf)
Jun 20263 ROOM · 04 TO 06S$498,000(723 psf)
Jun 20265 ROOM · 07 TO 09S$1,000,000(774 psf)
Jun 20265 ROOM · 13 TO 15S$988,000(765 psf)
Jun 20263 ROOM · 04 TO 06S$538,000(781 psf)
May 20264 ROOM · 04 TO 06S$708,000(783 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed
445 Sin Ming Avenue HDB For Sale at $1,588,888 | Homejourney