RARE UNDERVALUED FREEHOLD PENTHOUSE @ JOO CHIAT

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10 PULASAN ROAD GALLERY 8 SINGAPORE 424378CondoTOP: Not listed

Key facts

Property typeCondo
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$9,983 /mo

Loan amountS$2,091,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$2,091,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$18,200 /month

S$9,983 estimated instalment

Your affordability range

S$2,370,000

Buyer value

S$2,788,000

Recommended

S$3,010,000

Comfortable

Buyer stamp duty

S$109,000

Legal fees (est.)

S$3,500

Total cash needed

S$809,500

Kai insight

Based on this price, the Singpass-style estimate needs about S$18,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area2,207 sqft
LayoutRequest from agent

Price trend

Nov 2025

S$1,256/psf

Aug '21Feb '23Nov '25
Listing psfS$1,263 psf
Project avg psfNot listed
Market sample56 records

Transactions

Nov 2025Sale recordS$2,650,000(1,256 psf)
Jul 2025Sale recordS$4,248,888(2,084 psf)
May 2025Sale recordS$5,700,000(3,182 psf)
Mar 2025Sale recordS$1,830,000(1,405 psf)
Jan 2025Sale recordS$1,035,000(1,603 psf)
Apr 2024Sale recordS$2,010,000(1,582 psf)
Recent sale records56
Recent rental records0
Tenure / TOPNot listed / Not listed