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Orchard / River Valley (D09)CondoTOP: 2007

Key facts

Property typeCondo
TenureFreehold
TOP2007
Total units169
DeveloperMCL Land Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,471 /mo

Loan amountS$1,146,023 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,146,023

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,900 /month

S$5,471 estimated instalment

Your affordability range

S$1,300,000

Buyer value

S$1,550,000

Recommended

S$1,670,000

Comfortable

Buyer stamp duty

S$47,100

Legal fees (est.)

S$3,500

Total cash needed

S$454,577

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area581 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$2,591/psf

Oct '21Oct '24Feb '26
Listing psfS$2,668 psf
Project avg psfS$2,630 psf
Market sample15 records

Transactions

Feb 2026Sale recordS$2,650,000(2,591 psf)
Dec 2025Sale recordS$1,420,000(2,489 psf)
Nov 2025Sale recordS$2,800,000(2,738 psf)
Aug 2025Sale recordS$1,515,000(2,656 psf)
Apr 2025Sale recordS$1,480,000(2,546 psf)
Mar 2025Sale recordS$1,680,000(2,890 psf)
Recent sale records15
Recent rental records406
Tenure / TOPFreehold / 2007