38 CAMBRIDGE ROAD

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CAMBRIDGE ROAD SINGAPORE 210038HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,800 /mo

Loan amountS$719,862 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$719,862

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$12,700 /month

S$3,800 estimated instalment

Your affordability range

S$760,000

Buyer value

S$980,000

Recommended

S$1,060,000

Comfortable

Buyer stamp duty

S$24,000

Legal fees (est.)

S$3,500

Total cash needed

S$287,638

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,291 sqft
LayoutRequest from agent

Price trend

May 2026

S$648/psf

Dec '23Feb '25May '26
Listing psfS$759 psf
Project avg psfS$697 psf
Market sample96 records

Transactions

May 20264 ROOM · 07 TO 09S$635,000(648 psf)
Mar 20264 ROOM · 07 TO 09S$826,000(752 psf)
Feb 20265 ROOM · 07 TO 09S$925,000(716 psf)
Feb 20265 ROOM · 07 TO 09S$868,888(673 psf)
Feb 20264 ROOM · 01 TO 03S$600,000(613 psf)
Dec 20254 ROOM · 04 TO 06S$763,000(702 psf)
Recent sale records96
Recent rental records0
Tenure / TOPNot listed / Not listed