KOVAN REGENCY

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2016

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units393
DeveloperHoi Hup Kovan Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,670 /mo

Loan amountS$978,244 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$978,244

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,500 /month

S$4,670 estimated instalment

Your affordability range

S$1,110,000

Buyer value

S$1,650,000

Recommended

S$1,780,000

Comfortable

Buyer stamp duty

S$52,100

Legal fees (est.)

S$3,500

Total cash needed

S$727,356

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area775 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,638/psf

May '24Apr '25Mar '26
Listing psfS$2,129 psf
Project avg psfS$1,683 psf
Market sample46 records

Transactions

Mar 2026Sale recordS$1,058,000(1,638 psf)
Feb 2026Sale recordS$1,379,000(1,945.5 psf)
Dec 2025Sale recordS$2,270,000(2,008 psf)
Nov 2025Sale recordS$2,099,000(2,064.5 psf)
Oct 2025Sale recordS$2,230,000(2,114 psf)
Sept 2025Sale recordS$1,595,000(1,918 psf)
Recent sale records46
Recent rental records644
Tenure / TOP99-year Leasehold / 2016