THE TOPIARY

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Seletar / Yio Chu Kang (D28)CondoTOP: 2016

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units700
DeveloperPeak Living Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$8,343 /mo

Loan amountS$1,747,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,747,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$15,200 /month

S$8,343 estimated instalment

Your affordability range

S$1,980,000

Buyer value

S$2,330,000

Recommended

S$2,520,000

Comfortable

Buyer stamp duty

S$86,100

Legal fees (est.)

S$3,500

Total cash needed

S$672,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$15,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 3 bath
Floor area1,292 sqft
LayoutRequest from agent

Price trend

May 2026

S$4,383/mo

Nov '24Sept '25May '26
Listing psfS$1,803 psf
Project avg psfNot listed
Market sample195 records

Transactions

May 20264 BR · 1200-1300 · FERNVALE LANES$4,650
May 20264 BR · 1200-1300 · FERNVALE LANES$4,700
May 20263 BR · 900-1000 · FERNVALE LANES$3,800
Apr 20264 BR · 1200-1300 · FERNVALE LANES$4,700
Apr 20262 BR · 700-800 · FERNVALE LANES$3,400
Mar 20263 BR · 900-1000 · FERNVALE LANES$3,750
Recent sale records0
Recent rental records195
Tenure / TOP99-year Leasehold / 2016
The Topiary Condominium For Sale at $2,330,000 | Homejourney