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Balestier / Toa Payoh (D12)CondoTOP: 1984

Key facts

Property typeCondo
TenureFreehold
TOP1984
Total units98
DeveloperHolly Realty Company Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$9,532 /mo

Loan amountS$1,996,650 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,996,650

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$17,300 /month

S$9,532 estimated instalment

Your affordability range

S$2,260,000

Buyer value

S$3,030,000

Recommended

S$3,270,000

Comfortable

Buyer stamp duty

S$121,400

Legal fees (est.)

S$3,500

Total cash needed

S$1,158,250

Kai insight

Based on this price, the Singpass-style estimate needs about S$17,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area2,088 sqft
LayoutRequest from agent

Price trend

Aug 2025

S$1,420/psf

Jul '21Sept '23Aug '25
Listing psfS$1,451 psf
Project avg psfS$1,275 psf
Market sample10 records

Transactions

Aug 2025Sale recordS$2,965,000(1,420 psf)
Apr 2025Sale recordS$3,180,000(1,441 psf)
Nov 2024Sale recordS$3,220,000(1,459 psf)
Jun 2024Sale recordS$2,800,000(1,320 psf)
Sept 2023Sale recordS$2,862,000(1,284 psf)
Aug 2022Sale recordS$2,680,000(1,264 psf)
Recent sale records10
Recent rental records56
Tenure / TOPFreehold / 1984