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Clementi Park / Upper Bukit Timah (D21)CondoTOP: 1998

Key facts

Property typeCondo
Tenure999-year Leasehold
TOP1998
Total units400
DeveloperCity Development Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,890 /mo

Loan amountS$1,233,750 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,233,750

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,700 /month

S$5,890 estimated instalment

Your affordability range

S$1,400,000

Buyer value

S$1,645,000

Recommended

S$1,780,000

Comfortable

Buyer stamp duty

S$51,850

Legal fees (est.)

S$3,500

Total cash needed

S$466,600

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area1,001 sqft
LayoutRequest from agent

Price trend

May 2026

S$4,583/mo

Nov '24Sept '25May '26
Listing psfS$1,643 psf
Project avg psfNot listed
Market sample391 records

Transactions

May 20263 BR · 1300-1400 · HUME AVENUES$4,180
May 20263 BR · 1300-1400 · HUME AVENUES$4,000
May 20264 BR · 1700-1800 · HUME AVENUES$6,200
May 20263 BR · 1200-1300 · HUME AVENUES$3,950
Apr 20264 BR · 1700-1800 · HUME AVENUES$5,600
Apr 20262 BR · 900-1000 · HUME AVENUES$3,650
Recent sale records0
Recent rental records391
Tenure / TOP999-year Leasehold / 1998