12 MARINE TERRACE

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MARINE TERRACE SINGAPORE 440012HDBTOP: Not listed

Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,466 /mo

Loan amountS$656,694 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$656,694

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$11,600 /month

S$3,466 estimated instalment

Your affordability range

S$700,000

Buyer value

S$999,000

Recommended

S$1,080,000

Comfortable

Buyer stamp duty

S$24,570

Legal fees (est.)

S$3,500

Total cash needed

S$370,376

Kai insight

Based on this price, the Singpass-style estimate needs about S$11,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area1,259 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$845/psf

Feb '25Nov '25Jul '26
Listing psfS$793 psf
Project avg psfS$652 psf
Market sample100 records

Transactions

Jul 20265 ROOM · 19 TO 21S$1,110,000(845 psf)
Jun 20263 ROOM · 10 TO 12S$515,000(736 psf)
Jun 20264 ROOM · 07 TO 09S$668,000(705 psf)
Jun 20264 ROOM · 13 TO 15S$568,000(644 psf)
May 20264 ROOM · 07 TO 09S$635,000(719 psf)
May 20263 ROOM · 10 TO 12S$480,000(686 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed