THE MORNING GLORY

Save
Hougang / Punggol / Sengkang (D19)CondoTOP: 2004

Key facts

Property typeCondo
TenureFreehold
TOP2004
Total units18
DeveloperWorld Class Land Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,509 /mo

Loan amountS$944,420 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$944,420

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,200 /month

S$4,509 estimated instalment

Your affordability range

S$1,070,000

Buyer value

S$1,650,000

Recommended

S$1,780,000

Comfortable

Buyer stamp duty

S$52,100

Legal fees (est.)

S$3,500

Total cash needed

S$761,180

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,033 sqft
LayoutRequest from agent

Price trend

Aug 2024

S$1,471/psf

Jul '21Nov '21Aug '24
Listing psfS$1,597 psf
Project avg psfS$1,219 psf
Market sample5 records

Transactions

Aug 2024Sale recordS$1,520,000(1,471 psf)
Sept 2022Sale recordS$1,365,000(1,321 psf)
Nov 2021Sale recordS$1,160,000(1,123 psf)
Aug 2021Sale recordS$1,226,888(1,187 psf)
Jul 2021Sale recordS$1,680,000(994 psf)
Recent sale records5
Recent rental records11
Tenure / TOPFreehold / 2004
The Morning Glory Condominium For Sale at $1,650,000 | Homejourney