FERNHILL COTTAGE

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Tanglin / Holland / Bukit Timah (D10)LandedTOP: 2000

Key facts

Property typeLanded
TenureFreehold
TOP2000
Total units14
DeveloperSB Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$14,852 /mo

Loan amountS$3,110,994 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$3,110,994

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$27,000 /month

S$14,852 estimated instalment

Your affordability range

S$3,530,000

Buyer value

S$5,200,000

Recommended

S$5,620,000

Comfortable

Buyer stamp duty

S$251,600

Legal fees (est.)

S$3,500

Total cash needed

S$2,344,106

Kai insight

Based on this price, the Singpass-style estimate needs about S$27,000 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 4 bath
Floor area2,174 sqft
LayoutRequest from agent

Price trend

Aug 2025

S$2,074/psf

Oct '22Feb '25Aug '25
Listing psfS$2,392 psf
Project avg psfS$1,908 psf
Market sample4 records

Transactions

Aug 2025Sale recordS$3,930,000(2,074 psf)
Feb 2025Sale recordS$4,800,000(2,103 psf)
May 2023Sale recordS$4,800,000(1,735 psf)
Oct 2022Sale recordS$4,200,000(1,719 psf)
Recent sale records4
Recent rental records17
Tenure / TOPFreehold / 2000