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Hougang / Punggol / Sengkang (D19)CondoTOP: 2016

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units810
DeveloperEL Development (Sengkang) Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,758 /mo

Loan amountS$996,588 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$996,588

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,700 /month

S$4,758 estimated instalment

Your affordability range

S$1,130,000

Buyer value

S$1,498,000

Recommended

S$1,620,000

Comfortable

Buyer stamp duty

S$44,520

Legal fees (est.)

S$3,500

Total cash needed

S$549,432

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area893 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,888/psf

Jun '24Apr '25Feb '26
Listing psfS$1,677 psf
Project avg psfS$1,488 psf
Market sample53 records

Transactions

Feb 2026Sale recordS$1,890,000(1,888 psf)
Jan 2026Sale recordS$1,568,377.6(1,749.8 psf)
Dec 2025Sale recordS$1,468,333.333(1,767 psf)
Oct 2025Sale recordS$2,000,000(1,408 psf)
Aug 2025Sale recordS$1,375,000(1,719.5 psf)
Jul 2025Sale recordS$1,744,000(1,802.5 psf)
Recent sale records53
Recent rental records1000
Tenure / TOP99-year Leasehold / 2016