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Ang Mo Kio / Bishan / Thomson (D20)CondoTOP: 2014

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2014
Total units329
DeveloperFar East Organization
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$15,288 /mo

Loan amountS$3,202,200 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$3,202,200

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$27,800 /month

S$15,288 estimated instalment

Your affordability range

S$3,630,000

Buyer value

S$4,655,000

Recommended

S$5,030,000

Comfortable

Buyer stamp duty

S$218,900

Legal fees (est.)

S$3,500

Total cash needed

S$1,675,200

Kai insight

Based on this price, the Singpass-style estimate needs about S$27,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration4 bed / 3 bath
Floor area2,400 sqft
LayoutRequest from agent

Price trend

Nov 2023S$/psfJan 2026
Listing psfS$1,940 psf
Project avg psfS$1,779 psf
Market sample67 records

Transactions

Jan 202621-25S$2,590,000(2,148 psf)
Dec 202526-30S$2,592,744(2,024 psf)
Dec 202526-30S$2,180,000(2,178 psf)
Dec 202526-30S$2,619,432(2,173 psf)
Nov 202531-35S$1,800,000(1,991 psf)
Nov 202521-25S$2,572,248(2,008 psf)
Recent sale records67
Recent rental records576
Tenure / TOP99-year Leasehold / 2014