PALM GARDENS

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Dairy Farm / Bukit Panjang / Choa Chu Kang (D23)CondoTOP: 2000

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2000
Total units694
DeveloperKeppel Land Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,176 /mo

Loan amountS$874,652 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$874,652

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,600 /month

S$4,176 estimated instalment

Your affordability range

S$990,000

Buyer value

S$1,330,000

Recommended

S$1,440,000

Comfortable

Buyer stamp duty

S$37,800

Legal fees (est.)

S$3,500

Total cash needed

S$496,648

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area1,206 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,054/psf

May '24Apr '25Feb '26
Listing psfS$1,103 psf
Project avg psfS$967 psf
Market sample50 records

Transactions

Feb 2026Sale recordS$1,010,000(1,054 psf)
Dec 2025Sale recordS$1,440,000(1,091 psf)
Nov 2025Sale recordS$1,149,000(997.5 psf)
Oct 2025Sale recordS$1,272,500(1,046 psf)
Sept 2025Sale recordS$1,321,888(1,096 psf)
Aug 2025Sale recordS$1,312,500(1,089 psf)
Recent sale records50
Recent rental records308
Tenure / TOP99-year Leasehold / 2000
Palm Gardens Condominium For Sale at $1,330,000 | Homejourney