PALM GARDENS

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Dairy Farm / Bukit Panjang / Choa Chu Kang (D23)CondoTOP: 2000

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2000
Total units694
DeveloperKeppel Land Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,615 /mo

Loan amountS$966,666 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$966,666

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,400 /month

S$4,615 estimated instalment

Your affordability range

S$1,100,000

Buyer value

S$1,288,888

Recommended

S$1,390,000

Comfortable

Buyer stamp duty

S$36,155

Legal fees (est.)

S$3,500

Total cash needed

S$361,877

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,400 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,206 sqft
LayoutRequest from agent

Price trend

May 2026

S$3,363/mo

Dec '24Sept '25May '26
Listing psfS$1,069 psf
Project avg psfNot listed
Market sample308 records

Transactions

May 20263 BR · 1200-1300 · HONG SAN WALKS$3,600
May 20263 BR · 1200-1300 · HONG SAN WALKS$3,750
May 20262 BR · 900-1000 · HONG SAN WALKS$3,000
May 20262 BR · 900-1000 · HONG SAN WALKS$3,100
Apr 20263 BR · 1200-1300 · HONG SAN WALKS$4,050
Apr 20263 BR · 1200-1300 · HONG SAN WALKS$3,800
Recent sale records0
Recent rental records308
Tenure / TOP99-year Leasehold / 2000
Palm Gardens Condominium For Sale at $1,288,888 | Homejourney