CENTRA HEIGHTS

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Key facts

Property typeCondo
TenureFreehold
TOP2015
Total units90
DeveloperFission Capital Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,570 /mo

Loan amountS$747,747 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$747,747

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,500 /month

S$3,570 estimated instalment

Your affordability range

S$850,000

Buyer value

S$1,200,000

Recommended

S$1,300,000

Comfortable

Buyer stamp duty

S$32,600

Legal fees (est.)

S$3,500

Total cash needed

S$488,353

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 1 bath
Floor area581 sqft
LayoutRequest from agent

Price trend

Sept 2024

S$1,789/psf

Sept '21Dec '23Sept '24
Listing psfS$2,065 psf
Project avg psfS$1,716 psf
Market sample8 records

Transactions

Sept 2024Sale recordS$828,000(1,789 psf)
Apr 2024Sale recordS$738,888(1,716 psf)
Mar 2024Sale recordS$762,944(1,772 psf)
Dec 2023Sale recordS$825,000(1,782 psf)
Apr 2023Sale recordS$808,000(1,746 psf)
May 2022Sale recordS$730,000(1,577 psf)
Recent sale records8
Recent rental records251
Tenure / TOPFreehold / 2015