THE PANORAMA

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Ang Mo Kio / Bishan / Thomson (D20)CondoTOP: 2019

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2019
Total units698
DeveloperPinehill Investments Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,331 /mo

Loan amountS$1,116,597 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,116,597

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,700 /month

S$5,331 estimated instalment

Your affordability range

S$1,270,000

Buyer value

S$1,680,000

Recommended

S$1,810,000

Comfortable

Buyer stamp duty

S$53,600

Legal fees (est.)

S$3,500

Total cash needed

S$620,503

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,700 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area797 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,862/psf

Aug '24May '25Mar '26
Listing psfS$2,108 psf
Project avg psfS$1,868 psf
Market sample52 records

Transactions

Mar 2026Sale recordS$882,000(1,862 psf)
Jan 2026Sale recordS$2,230,972(2,064.75 psf)
Dec 2025Sale recordS$1,452,888(1,824 psf)
Oct 2025Sale recordS$1,736,666.667(2,042 psf)
Sept 2025Sale recordS$1,851,724.75(2,002 psf)
Aug 2025Sale recordS$1,610,000(2,021 psf)
Recent sale records52
Recent rental records661
Tenure / TOP99-year Leasehold / 2019
The Panorama Condominium For Sale at $1,680,000 | Homejourney