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Ang Mo Kio / Bishan / Thomson (D20)CondoTOP: 2012

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2012
Total units616
DeveloperSim Lian (Bishan) Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,415 /mo

Loan amountS$1,553,136 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,553,136

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$13,500 /month

S$7,415 estimated instalment

Your affordability range

S$1,760,000

Buyer value

S$2,900,000

Recommended

S$3,130,000

Comfortable

Buyer stamp duty

S$114,600

Legal fees (est.)

S$3,500

Total cash needed

S$1,464,964

Kai insight

Based on this price, the Singpass-style estimate needs about S$13,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area1,216 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,671/psf

Mar '24Feb '25Mar '26
Listing psfS$2,385 psf
Project avg psfS$1,703 psf
Market sample41 records

Transactions

Mar 2026Sale recordS$2,680,000(1,671 psf)
Dec 2025Sale recordS$3,085,000(2,045 psf)
Nov 2025Sale recordS$3,400,000(1,926 psf)
Sept 2025Sale recordS$2,750,000(2,129 psf)
Jul 2025Sale recordS$3,300,000(1,892 psf)
Jun 2025Sale recordS$2,654,000(1,908 psf)
Recent sale records41
Recent rental records355
Tenure / TOP99-year Leasehold / 2012