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Hougang / Punggol / Sengkang (D19)CondoTOP: 2000

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2000
Total units496
DeveloperCity Developments Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,435 /mo

Loan amountS$1,138,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,138,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$9,900 /month

S$5,435 estimated instalment

Your affordability range

S$1,290,000

Buyer value

S$1,518,000

Recommended

S$1,640,000

Comfortable

Buyer stamp duty

S$45,500

Legal fees (est.)

S$3,500

Total cash needed

S$428,500

Kai insight

Based on this price, the Singpass-style estimate needs about S$9,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,216 sqft
LayoutRequest from agent

Price trend

May 2026

S$3,900/mo

Sept '24Sept '25May '26
Listing psfS$1,248 psf
Project avg psfNot listed
Market sample210 records

Transactions

May 20263 BR · 1200-1300 · HOUGANG AVENUE 7S$3,900
Apr 20263 BR · 1200-1300 · HOUGANG AVENUE 7S$3,900
Mar 20263 BR · 1200-1300 · HOUGANG AVENUE 7S$4,000
Mar 20263 BR · 1200-1300 · HOUGANG AVENUE 7S$4,300
Mar 20263 BR · 1200-1300 · HOUGANG AVENUE 7S$4,200
Mar 20263 BR · 1300-1400 · HOUGANG AVENUE 7S$4,100
Recent sale records0
Recent rental records210
Tenure / TOP99-year Leasehold / 2000