28 SHELFORD

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Newton / Novena (D11)CondoTOP: 1994

Key facts

Property typeCondo
TenureFreehold
TOP1994
Total units36
DeveloperRegion Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,985 /mo

Loan amountS$1,253,700 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,253,700

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,900 /month

S$5,985 estimated instalment

Your affordability range

S$1,420,000

Buyer value

S$1,849,999

Recommended

S$2,000,000

Comfortable

Buyer stamp duty

S$62,099

Legal fees (est.)

S$3,500

Total cash needed

S$661,898

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration2 bed / 2 bath
Floor area840 sqft
LayoutRequest from agent

Price trend

Dec 2025

S$2,076/psf

Aug '22Jan '25Dec '25
Listing psfS$2,202 psf
Project avg psfS$1,990 psf
Market sample6 records

Transactions

Dec 2025Sale recordS$2,480,000(2,076 psf)
Oct 2025Sale recordS$2,400,000(2,027 psf)
Jan 2025Sale recordS$2,268,000(1,898 psf)
Dec 2024Sale recordS$1,750,000(2,084 psf)
Apr 2024Sale recordS$1,600,000(1,982 psf)
Aug 2022Sale recordS$1,530,000(1,870 psf)
Recent sale records6
Recent rental records65
Tenure / TOPFreehold / 1994