SARACA GARDENS

Save
Seletar / Yio Chu Kang (D28)LandedTOP: 1992

Key facts

Property typeLanded
TenureFreehold
TOP1992
Total unitsNot listed
DeveloperSingapore United Estates Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$25,243 /mo

Loan amountS$5,287,500 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NS15 Yio Chu Kang MRT Station
Nearby
View all nearby

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$5,287,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$45,900 /month

S$25,243 estimated instalment

Your affordability range

S$5,990,000

Buyer value

S$9,880,000

Recommended

S$10,670,000

Comfortable

Buyer stamp duty

S$532,400

Legal fees (est.)

S$3,500

Total cash needed

S$5,128,400

Kai insight

Based on this price, the Singpass-style estimate needs about S$45,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration4 bed / 4 bath
Floor area5,000 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$1,321/psf

Sept '21Jan '25Jan '26
Listing psfS$1,976 psf
Project avg psfS$1,410 psf
Market sample13 records

Transactions

Jan 2026Sale recordS$5,820,000(1,321 psf)
Dec 2025Sale recordS$6,600,000(1,469 psf)
Jul 2025Sale recordS$5,200,000(1,299 psf)
Jun 2025Sale recordS$4,600,000(1,394 psf)
Mar 2025Sale recordS$4,400,000(1,507.5 psf)
Feb 2025Sale recordS$4,038,000(1,882 psf)
Recent sale records13
Recent rental records33
Tenure / TOPFreehold / 1992
Saraca Gardens Landed For Sale at $9,880,000 | Homejourney