RIVERVALE CREST

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2003

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2003
Total units490
DeveloperNTUC Choice Homes
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,540 /mo

Loan amountS$951,000 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$951,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,300 /month

S$4,540 estimated instalment

Your affordability range

S$1,080,000

Buyer value

S$1,268,000

Recommended

S$1,370,000

Comfortable

Buyer stamp duty

S$35,320

Legal fees (est.)

S$3,500

Total cash needed

S$355,820

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area1,206 sqft
LayoutRequest from agent

Price trend

May 2026

S$3,538/mo

Nov '24Aug '25May '26
Listing psfS$1,051 psf
Project avg psfNot listed
Market sample298 records

Transactions

May 20262 BR · 900-1000 · RIVERVALE CRESCENTS$3,000
May 20263 BR · 1200-1300 · RIVERVALE CRESCENTS$4,100
May 20262 BR · 900-1000 · RIVERVALE CRESCENTS$3,400
May 20263 BR · 1100-1200 · RIVERVALE CRESCENTS$3,650
Mar 20263 BR · 1200-1300 · RIVERVALE CRESCENTS$3,600
Mar 20261 BR · 1100-1200 · RIVERVALE CRESCENTS$3,450
Recent sale records0
Recent rental records298
Tenure / TOP99-year Leasehold / 2003