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Balestier / Toa Payoh (D12)CondoTOP: 2016

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units862
DeveloperUE Development (Bendemeer) Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6,911 /mo

Loan amountS$1,447,500 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,447,500

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$12,600 /month

S$6,911 estimated instalment

Your affordability range

S$1,640,000

Buyer value

S$1,930,000

Recommended

S$2,080,000

Comfortable

Buyer stamp duty

S$66,100

Legal fees (est.)

S$3,500

Total cash needed

S$552,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$12,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area980 sqft
LayoutRequest from agent

Price trend

Sept 2024

S$3,788/mo

Apr '23Jan '24Sept '24
Listing psfS$1,969 psf
Project avg psfNot listed
Market sample1000 records

Transactions

Sept 20241 BR · 400-500 · WHAMPOA EASTS$3,050
Sept 20242 BR · 800-900 · WHAMPOA EASTS$3,900
Sept 20242 BR · 800-900 · WHAMPOA EASTS$4,200
Sept 20242 BR · 600-700 · WHAMPOA EASTS$4,000
Aug 20242 BR · 600-700 · WHAMPOA EASTS$3,800
Aug 20243 BR · 900-1000 · WHAMPOA EASTS$4,800
Recent sale records0
Recent rental records1000
Tenure / TOP99-year Leasehold / 2016