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Balestier / Toa Payoh (D12)CondoTOP: 2009

Key facts

Property typeCondo
TenureFreehold
TOP2009
Total units56
DeveloperFragrance Homes Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,918 /mo

Loan amountS$611,250 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$611,250

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$5,300 /month

S$2,918 estimated instalment

Your affordability range

S$690,000

Buyer value

S$815,000

Recommended

S$880,000

Comfortable

Buyer stamp duty

S$19,050

Legal fees (est.)

S$3,500

Total cash needed

S$226,300

Kai insight

Based on this price, the Singpass-style estimate needs about S$5,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area484 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$4,300/mo

May '24May '25Mar '26
Listing psfS$1,684 psf
Project avg psfNot listed
Market sample96 records

Transactions

Mar 20263 BR · 900-1000 · ST. MICHAEL'S ROADS$4,300
Feb 20261 BR · 500-600 · ST. MICHAEL'S ROADS$2,750
Jan 20262 BR · 800-900 · ST. MICHAEL'S ROADS$3,800
Oct 20251 BR · 500-600 · ST. MICHAEL'S ROADS$2,600
Sept 20251 BR · 400-500 · ST. MICHAEL'S ROADS$3,000
Aug 20252 BR · 800-900 · ST. MICHAEL'S ROADS$3,800
Recent sale records0
Recent rental records96
Tenure / TOPFreehold / 2009