HIGHGATE

Save
Clementi Park / Upper Bukit Timah (D21)CondoTOP: 1995

Key facts

Property typeCondo
TenureFreehold
TOP1995
Total units216
DeveloperLum Chang Properties Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$7,877 /mo

Loan amountS$1,650,000 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

Search on other sites

4 portals

Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$1,650,000

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$14,300 /month

S$7,877 estimated instalment

Your affordability range

S$1,870,000

Buyer value

S$2,200,000

Recommended

S$2,380,000

Comfortable

Buyer stamp duty

S$79,600

Legal fees (est.)

S$3,500

Total cash needed

S$633,100

Kai insight

Based on this price, the Singpass-style estimate needs about S$14,300 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 3 bath
Floor area1,378 sqft
LayoutRequest from agent

Price trend

May 2026

S$5,467/mo

Nov '24Aug '25May '26
Listing psfS$1,597 psf
Project avg psfNot listed
Market sample243 records

Transactions

May 20263 BR · 1400-1500 · TOH TUCK ROADS$4,300
May 20263 BR · 1300-1400 · TOH TUCK ROADS$4,600
May 20262500-3000 · HIGHGATE CRESCENTS$7,500
Apr 20262500-3000 · HIGHGATE CRESCENTS$7,000
Mar 20263 BR · 1400-1500 · TOH TUCK ROADS$4,700
Mar 20263 BR · 1200-1300 · TOH TUCK ROADS$4,500
Recent sale records0
Recent rental records243
Tenure / TOPFreehold / 1995