35 GILSTEAD

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Newton / Novena (D11)CondoTOP: 2024

Key facts

Property typeCondo
TenureFreehold
TOP2024
Total units70
DeveloperAmcorp Global Limited and TG Development Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,311 /mo

Loan amountS$902,970 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$902,970

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$7,800 /month

S$4,311 estimated instalment

Your affordability range

S$1,020,000

Buyer value

S$1,250,000

Recommended

S$1,350,000

Comfortable

Buyer stamp duty

S$34,600

Legal fees (est.)

S$3,500

Total cash needed

S$385,130

Kai insight

Based on this price, the Singpass-style estimate needs about S$7,800 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area474 sqft
LayoutRequest from agent

Price trend

Oct 2025

S$2,647/psf

Oct '21Oct '22Oct '25
Listing psfS$2,637 psf
Project avg psfS$2,540 psf
Market sample21 records

Transactions

Oct 2025Sale recordS$2,650,000(2,647 psf)
Jul 2025Sale recordS$2,650,000(2,564 psf)
Mar 2025Sale recordS$2,670,000(2,851 psf)
Feb 2025Sale recordS$1,480,000(2,696 psf)
Jan 2024Sale recordS$3,828,000(2,371 psf)
Mar 2023Sale recordS$1,578,000(2,221 psf)
Recent sale records21
Recent rental records39
Tenure / TOPFreehold / 2024