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Ang Mo Kio / Bishan / Thomson (D20)CondoTOP: 2004

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2004
Total units297
DeveloperCity Development Limited
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,770 /mo

Loan amountS$1,208,561 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools(within 1km)

NS15 Yio Chu Kang MRT Station
Nearby
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,208,561

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,500 /month

S$5,770 estimated instalment

Your affordability range

S$1,370,000

Buyer value

S$1,850,000

Recommended

S$2,000,000

Comfortable

Buyer stamp duty

S$62,100

Legal fees (est.)

S$3,500

Total cash needed

S$707,039

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,500 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,421 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$1,141/psf

Sept '22Mar '24Jan '26
Listing psfS$1,302 psf
Project avg psfS$1,134 psf
Market sample28 records

Transactions

Jan 2026Sale recordS$2,100,000(1,141 psf)
Oct 2025Sale recordS$1,890,000(1,330 psf)
May 2025Sale recordS$2,024,000(1,305.5 psf)
Apr 2025Sale recordS$1,540,000(1,376 psf)
Mar 2025Sale recordS$1,705,000(1,358.5 psf)
Feb 2025Sale recordS$1,960,000(1,412 psf)
Recent sale records28
Recent rental records143
Tenure / TOP99-year Leasehold / 2004
Nuovo Condominium For Sale at $1,850,000 | Homejourney