372 HOUGANG STREET 31

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Key facts

Property typeHDB
TenureNot listed
TOPNot listed
Total unitsNot listed
DeveloperNot listed
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$2,660 /mo

Loan amountS$503,999 (80%)
Stress rate4.00%
Loan tenure25 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$503,999

Based on 80% LTV and valuation

Income needed (MSR 30%)

S$8,900 /month

S$2,660 estimated instalment

Your affordability range

S$540,000

Buyer value

S$629,999

Recommended

S$790,000

Comfortable

Buyer stamp duty

S$16,636

Legal fees (est.)

S$3,500

Total cash needed

S$146,136

Kai insight

Based on this price, the Singpass-style estimate needs about S$8,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration3 bed / 2 bath
Floor area1,098 sqft
LayoutRequest from agent

Price trend

Jul 2026

S$709/psf

Jul '24Jul '25Jul '26
Listing psfS$574 psf
Project avg psfS$669 psf
Market sample100 records

Transactions

Jul 20265 ROOM · 10 TO 12S$900,000(697 psf)
Jul 20265 ROOM · 13 TO 15S$930,000(720 psf)
May 2026EXECUTIVE · 10 TO 12S$1,177,700(776 psf)
Mar 20265 ROOM · 10 TO 12S$873,000(676 psf)
Feb 20265 ROOM · 01 TO 03S$822,000(621 psf)
Jan 20264 ROOM · 07 TO 09S$708,000(658 psf)
Recent sale records100
Recent rental records0
Tenure / TOPNot listed / Not listed