ESPARINA RESIDENCES

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Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2014
Total units573
DeveloperFrasers Centerpoint Homes and Lum Chang Group
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$6 /mo

Loan amountS$1,199 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,199

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$0 /month

S$6 estimated instalment

Your affordability range

S$0

Buyer value

S$1,599

Recommended

S$300,000

Comfortable

Buyer stamp duty

S$3,754

Legal fees (est.)

S$3,500

Total cash needed

S$7,654

Kai insight

Based on this price, the Singpass-style estimate needs about S$0 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

Floor plan

Configuration1 bed / 1 bath
Floor area180 sqft
LayoutRequest from agent

Price trend

Feb 2026

S$1,613/psf

Aug '24Jun '25Feb '26
Listing psfS$9 psf
Project avg psfS$1,543 psf
Market sample50 records

Transactions

Feb 2026Sale recordS$1,926,500(1,613 psf)
Jan 2026Sale recordS$1,622,000(1,738 psf)
Dec 2025Sale recordS$1,667,500(1,669 psf)
Nov 2025Sale recordS$1,460,000(1,637.667 psf)
Oct 2025Sale recordS$1,680,222(1,717.5 psf)
Sept 2025Sale recordS$1,440,000(1,665.6 psf)
Recent sale records50
Recent rental records283
Tenure / TOP99-year Leasehold / 2014